Financing that works like you do.
Flexible, fast, and fair — a credit line for E-commerce sellers that isn't tied to a percentage of your sales
Get started in as little as 5 minutes. No commitment.
What you get with your credit line
Keep your business moving with flexible capital that puts you in control. Avoid cash flow slowdowns and fund what matters — with a revolving line of credit for E-commerce sellers.
Fast access to capital.
Apply in minutes. Get funds in under 48 hours, right to your bank account.
Use it. Repay it. Use it again.
As you repay, your credit replenishes. It's always there when you need it.
Flexible repayment terms.
Choose installments or pay early. No daily withdrawals. You're in control.
Straightforward rates.
Rates start as low as 10% APR. No origination fees, no hidden charges.
Available for E-commerce sellers.
Available through Walmart Marketplace, tailored for the way online sellers grow.
Funding that gives you control
Draw as needed and repay on a set schedule with a revolving line of credit powered by Slope. Unlike merchant cash advances, your payments aren't tied to a percentage of sales — giving you predictability, control, and room to plan ahead.
| Feature | Line of Credit powered by Slope | Typical Merchant Cash Advance |
|---|---|---|
| Cost | APRs from 10% | Often 30–60%+ effective rates |
| Access | Reuse your credit line as you repay | One-time lump sum |
| Repayment | Choose installments or lump sum | Daily or weekly withdrawals |
| Flexibility | No required usage or fees | Fixed advance, high pressure |
| Transparency | Variable fees and terms | Hidden fees and fine print |
| Terms | Flexible repayment — up to 180 days | Fixed daily/weekly withdrawals (30–90 days) |
Cost
Slope
APRs from 10%
MCAs
Often 30–60%+ effective rates
Access
Slope
Reuse your credit line as you repay
MCAs
One-time lump sum
Repayment
Slope
Choose installments or lump sum
MCAs
Daily or weekly withdrawals
Flexibility
Slope
No required usage or fees
MCAs
Fixed advance, high pressure
Transparency
Slope
Variable fees and terms
MCAs
Hidden fees and fine print
Terms
Slope
Flexible repayment — up to 180 days
MCAs
Fixed daily/weekly withdrawals (30–90 days)
*Slope provides this information for education and illustration purposes only. It is presented without warranty and is not a formal offer of credit. Actual rate, terms, and amount available is subject to approval and may vary.
Use it where it matters most
Whether you're gearing up for peak season or bridging a payout delay, Slope helps E-commerce sellers cover what matters — fast.
Inventory restock
Buy ahead of demand — without tying up your cash.
Cash flow smoothing
Bridge the gap between supplier costs and marketplace payouts.
Marketing + growth
Invest in ads and visibility while maintaining breathing room.
Cross-border tariffs
Handle large upfront costs without slowing your momentum.
Seasonal surges
Prepare for high-volume moments with confidence, not guesswork.
Breathing room
Repay on a schedule that works with your sales cycle — not against it.
Apply once. Use it again and again.
From application to capital — fast, simple, and seller-friendly
1
Apply in minutes.
Connect your Walmart seller account and complete a short application — no documents required.
2
Get approved quickly.
Most sellers get a decision within 48 hours based on their business data.
3
Withdraw funds to your bank.
Use what you need — for inventory, ads, or whatever's next.
4
Repay on your terms.
Choose how and when to repay. Early repayment saves you interest.
5
Reuse your credit as you repay.
Your line replenishes automatically, so funds are always available when you need them.
Get started in as little as 5 minutes.
No commitment.
No commitment.
What sellers are saying
See why E-commerce sellers choose Slope for their business financing needs
“ Slope is simple, not intimidating, and uses info you already have. It just makes sense. It's incredibly accessible — I'd absolutely recommend it. ”
Cordell Y.
Founder, Superculture
Got questions? We've got answers.
Slope does risk based pricing, which means the line and rate will depend on the business. With that being said, Slope is able to offer competitive rates due to our partnership with JPMorgan, with rates starting as low as 10% APR and lines up to $5M+.
Start growing on your terms
E-commerce sellers are using Slope to fund inventory, smooth cash flow, and grow on their schedule.
Get started in as little as 5 minutes. No commitment.
Have a question for our team?
Email us at support@slopepay.com